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Assurez l'avenir de votre femme et de vos enfants en votre absence avec l'assurance-vie. Obtenez dès aujourd'hui un devis personnalisé de Slama-assurances. Our know - how, Your well - being Explain how life insurance in Israel the ë Life insurance in Israel is the equivalent of death insurance in France . Under this policy, the insured deposits a monthly premium, which entitles his heirs to financial compensation. The peculiarity of death insurance is that the policy guarantees compensation to the beneficiaries, and not to the insured directly as in other insurance contracts. This is essential insurance for anyone who cares about the well-being of their beneficiaries, even if at the same time it remains quite basic. Indeed, as long as the insured does not add extensions such as the loss of working capacity or a savings component to his policy, he will not be able to receive funds, during his lifetime, during or at the end of the period. insurance. Les options pour l'assurance- décès Options for death insurance Death insurance can be taken out under two formulas: What is called "Pure death insurance" and "Death insurance with a savings component". Pure death insurance will result in the payment of indemnities to the beneficiaries in the event of the death of the insured, but no additional indemnity will be paid in other cases. On the other hand, a death insurance with a savings component combines the possibility of receiving an indemnity in the event of the death of the insured during the insurance period with the financial savings which will be transferred to the insured or his heirs after retirement. . Beyond that, a component of loss of working capacity can be added to the policy. In this case, the insured is covered for cases where his ability to earn income is unexpectedly impaired due to illness, accident or serious injury. In addition to this, you will need to know more about it. What is important to check before purchasing a risk insurance policy? There are many points to consider when choosing a risk insurance policy. For example, it is possible to take out a death insurance policy for a non-modifiable reimbursement period. In this case, if the insured dies during the insurance period, the indemnity will not be paid at the time of death, but only at the end of the insurance period. Another important point concerns the method of payment of the annuity: You can choose to receive the entire amount in a single payment or monthly installments. To find out more, please do not hesitate to contact us today. In addition to this, you will need to know more about it. Your future and that of your family does not wait! Qu'est-ce qu'il est important de vérifier avant de souscrire une police d'assurance contre les risques? De nombreux points sont à prendre en compte lors du choix d'une police d'assurance contre les risques. Par exemple, il est possible de souscrire une police d'assurance-décès pour une période de remboursement non modifiable. Dans ce cas, si l'assuré décède pendant la période d'assurance, l'indemnité ne sera pas versée au moment du décès, mais seulement à la fin de la période d'assurance. Un autre point important concerne le mode de paiement de la rente: L'on peut choisir de recevoir la totalité du montant en un seul versement ou bien mensualités. Pour en savoir plus, n'hésitez pas à nous contacter dès aujourd'hui. Votre avenir et celui de votre famille n'attend pas ! DEVIS PERSONNALISÉ

Choisissez une assurance maladie privée en Israël pour couvrir vos frais de traitement et de médicaments. Découvrez comment fonctionne l'assurance maladie en Israël et assurez-vous de bénéficier de la meilleure couverture pour vos besoins médicaux. Our know - how, Your well - being Explain how insurance Sant é ë in Israel the Assurance Santé Israël Private health insurance provides you with the solutions you need to face difficult situations such as serious illness, certain delicate interventions or even obtaining drugs that are not covered in the Koupot H basket. 'olim (sickness funds) . The basket of services provided to you by the Koupot H'olim, within the framework of the national law on health insurance, is mainly intended to cover the costs of treatment of common illnesses and gives the insured a feeling of security. and peace of mind. However, this feeling is wrong and even dangerous in many medical situations where basic services do not provide real solutions. In addition to this, you will need to know more about it. The Israelis are themselves aware of the shortcomings of the health system, and even make parodies of them in their television series. Below is a subtitled extract: Exemples de cas médicaux dans lesquels les services des Koupot H'olim sont insuffisants: Examples of medical cases in which the services of the Koupot H'olim are insufficient: Organ transplants - Israel is a small country and awareness of organ donation is low. As a result, a citizen in need of an organ transplant may wait a long time to find a suitable organ in Israel, to the point of endangering his life. Health organizations can fund organ transplants abroad, but the patient must be in a life-threatening situation and medical service is not available in Israel. These two cumulative criteria mean that only a few patients will receive an organ transplant abroad. Surgery and special treatment abroad - Sometimes a patient has to resort to medical treatment which cannot be received in Israel or which is preferable to receive abroad. For example, abroad may have a new method of treatment or new medical equipment for the treatment of the patient's illness, methods or instruments that do not exist in Israel. or which have not yet been tried in Israel. In such cases, the Koupot H'olim can refuse the patient treatment abroad, unless two conditions are met: The first, that the disease is potentially fatal, the second, that this type of treatment is not not available on Israeli soil. In other words, very few patients can expect to receive this type of care as part of their Koupot H'olim. In addition, the financial cost for treatment abroad is several tens of thousands of dollars. Specific drugs - A large number of drugs allowing to save or prolong the life of the patient are not or no longer part of the basket of care of the Koupot H'olim (that is to say that the State does not take its charges the patient), drugs that most often cost tens of thousands of shekels per month. This is the case for example drugs against cancer of the spinal cord, blood, leukemia, serious infections etc. Performing an operation in Israel - When a person chooses the best surgeon for a surgical operation, they have to look to the private system (hospitals such as Assuta, Herzliya Medical Center, NARA Medical Center, etc.) and the costs are very high. The use of the private system makes it possible to cover these costs, and considerably reduces the waiting period for a surgical intervention as well as the suffering of the patient. In addition, private insurance also covers treatments that replace operations, and which have the advantage of preventing long-term sequelae, such as certain injections and wave propagation that replace operations on the back, knee or of the shoulder . This type of care is not covered by Koupat H'olim. More than that, the doctors of Koupot H'olim do not have the right to recommend this type of intervention to their patients. Outpatient services (Excluding hospitalization) - Sometimes a patient has to resort to so-called "outpatient" services, which are long or sometimes even unavailable for the Koupot H'olim. Thus, the various imaging tests (scanners, MRI, CT) can be delivered in private, and this, much more quickly than in the public system. In addition, an expanded pregnancy care basket is included (reimbursement for genetic tests, storage of umbilical cord blood, prenatal training, postnatal hotel and assistance from a private breastfeeding consultant), which makes it possible to obtain a additional security in this delicate period which requires the best care. Outpatient services also include reimbursement for visits to specialist private physicians, as well as reimbursement for physiotherapy care. In addition to this, you need to know more about it. Slama insurance firm offers unique solutions to policyholders who wish to develop special policies tailored to their specific needs. Thus, three levels of cover are available to you: Basic package "Must-Have": Medicines outside the health basket + Treatments abroad (transplants, operations and surrogates). This basic package varies according to age and costs between 25 and 140 Shekels / Month. In addition to this, you need to know more about it. Basic "Should-Have" Package: Operations and surrogates in Israel + Disability Insurance + Basic Package Coverage. The price of this Package varies according to the sums insured and the age. In addition to this, you will need to know more about it. Complete package "Nice To Have": Two above-mentioned packages + Alternative medicine + Treatment and follow-up of childhood development + Screening and intensive follow-up of patients. The price of this Package also varies according to the sums insured and the age. In addition to this, you need to know more about it. Other existing insurance in Israel in the field of health: In addition to this, you will need to know more about it. Disability Insurance (ביטוח סיעודי) - In the event of disability, the state places major responsibility for the care of family members. This is because non-medical care for a disabled patient is not part of the services provided by health organizations under the national law on health insurance. Thus, after examining the patient's state of health, the Ministry of Health (משרד הבריאות), the Ministry of Social Affairs (משרד הרווחה), the National Social Security Institute (מוסד הביטוח לאומי) and the sickness funds (קופות חולים), provide partial assistance only, and those who desire additional services must pay for them themselves. The disability insurance offered by the Slama firm guarantees full compensation in these types of situations, allows the insured to maintain his independence and not depend on members of his family or his acquaintances. In addition to this, you will need to know more about it. Critical Illness Insurance (ביטוח מחלות קשות) - Insurance "serious illness" About ed by Slama firm provides financial compensation to cover family expenses, ensure the standard of living and, of course, choose the best medical treatment in in the event that the insured suffers from one of these diseases (non-exhaustive list): Cancer, acute heart attack, paralysis, Parkinson's, severe burns, stroke (...). In addition to this, you will need to know more about it. In addition to this, you will need to know more about it. Do not hesitate ! Slama insurances are at your disposal to give you the best conditions and prices on the market Israeli Autres assurances existantes en Israël dans le domaine de la santé: Assurance invalidité (ביטוח סיעודי) - Dans les cas d'invalidité, l'État fait porter la responsabilité majeure des soins aux membres de la famille. Cela s'explique par le fait que les soins non-médicaux dispensés à un patient invalide ne font pas partie des services fournis par les organismes de santé dans le cadre de la loi nationale sur l'assurance maladie. Ainsi, après avoir examiné l’état de santé du patient, le ministère de la Santé (משרד הבריאות), le ministère des Affaires sociales (משרד הרווחה), l’Institut national de sécurité sociale (מוסד הביטוח לאומי) et les caisses de maladie (קופות חולים), fournissent une assistance partielle uniquement, et ceux qui sont désirent des services supplémentaires doivent les payer par eux-mêmes. L’assurance invalidité proposée par le cabinet Slama garantit une indemnisation complète dans ces types de situations, permet à l’assuré de conserver son indépendance et de ne pas dépendre des membres de sa famille ou de ses connaissances. Assurances maladies graves (ביטוח מחלות קשות) - L'assurance "maladies graves" proposée par le cabinet Slama prévoit une indemnisation financière pour couvrir les dépenses de la famille, assurer le niveau de vie et, bien entendu, choisir le meilleur traitement médical dans le cas où l'assuré souffrirait de l'une de ces maladies (liste non-exhaustive): Cancer, crise cardiaque aiguë, paralysie, Parkinson, brûlures graves, AVC (...). N'hésitez plus ! Les assurances Slama sont à votre disposition pour vous donner les meilleures conditions et tarifs sur le marché israélien DEVIS PERSONNALISÉ

Des assurances habitation de premier rang, aux meilleurs tarifs, avec un service en français. Profitez d'une couverture complète et d'un support client dédié en français. Our know - how, Your well - being Explain how insurance Housing ë the Isra The home insurance policy also covers - beyond the basic coverage against fire damage, earthquakes and third parties - a wide range of ancillary services. The wide experience of Cabinet Slama Assurances I&F in the management of such insurance allows it to support the client in the most appropriate way in the choice of cover for his insurance policy and to deal with claims efficiently and quickly. Three types of home insurance policies are available to you: In addition to this, you will need to know more about it. A walls insurance policy (in Hebrew: Bitouah 'Mivné - ביטוח מבנה ) covers damage that may be caused to the building by unforeseen events, such as: damage caused by fire, storms, damage resulting from malicious acts, damage caused to plumbing, heating installations for solar systems and more various events specified in the policy. In addition to this, you will need to know more about it. Content assurance (Hebrew: Bitouah 'Tekhoula - ביטוח תכולה ) covers damage to insured property in an apartment as a result of an unforeseen event, such as: fire, theft, water damage, storm, explosion and other various events specified in the police. In addition to this, you will need to know more about it. Walls and Contents Insurance (Hebrew: Bitouah 'Mivné vétekhoula - ביטוח מבנה ותכולה ) is the most comprehensive insurance, thus combining walls insurance and contents insurance, which can be purchased separately, as mentioned above. The combination of these two insurances gives the client peace of mind and maximum protection of his property. Additional insurance covers may be included in the apartment insurance policy: Property value insurance Jewelry and valuables insurance Insurance of photographic equipment Bicycle insurance Liability insurance Employers' liability insurance Earthquake insurance Natural damage (snow, storm, etc.) In addition to this, you will need to know more about it. To know : In addition to this, you will need to know more about it. Make sure the insurance amounts in the policy are up to date and correspond to the replacement cost in Israel. In addition to this, you will need to know more about it. Make sure that the protection conditions required by the policy comply with those existing (alarm, safe, etc.). In addition to this, you will need to know more about it. In addition to this, you will need to know more about it. Do not hesitate ! Slama insurances are at your disposal to give you the best conditions and prices on the market Israeli DEVIS PERSONNALISÉ

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Votre sécurité, notre priorité Protéger ce qui compte le plus : votre famille, votre maison, votre avenir. Contactez-nous Expertise 100% authentique Explications sur le fonctionnement de l'assurance Habitation en Israël La police d’assurance d'habitation couvre aussi - au-delà de la couverture de base contre les dégâts d’incendie, les tremblements de terre et les tiers - un large éventail de services annexes. La large expérience du Cabinet Slama Assurances I&F dans la gestion de telles assurances lui permet d'accompagner le client de la manière la plus adéquate dans le choix des couvertures de sa police d’assurance et de traiter les sinistres de manière efficace et rapide. Trois types de polices d'assurances habitation s'offrent à vous Une police d'assurance murs Bitouah' Mivné - ביטוח מבנה) couvre les dommages pouvant être causés au bâtiment par des événements imprévus, tels que: dommages causés par le feu, tempêtes, dommages résultant d'actes malveillants, dommages causés à la plomberie, aux installations de chauffage pour systèmes solaires et encore divers événements spécifiés dans la police. L'assurance du contenu Bitouah' Tekhoula - ביטוח תכולה) couvre les dommages causés aux biens assurés dans un appartement à la suite d'un événement imprévu, tel que: incendie, vol, dégâts des eaux, tempête, explosion et encore divers événements spécifiés dans la police. L’assurance murs et contenu Bitouah' Mivné vétekhoula - ביטוח מבנה ותכולה) est l’assurance la plus complète, combinant ainsi l'assurance murs et l'assurance contenu, qui peuvent être achetées séparément, comme susmentionné. La combinaison de ces deux assurances procure au client une tranquillité d’esprit et une protection maximale de ses biens. Des couvertures d'assurance supplémentaires peuvent être incluses dans la police d'assurance de l'appartement: Assurance valeur foncière Assurance du matériel photographique Assurance vélo Assurance responsabilité civile Assurance responsabilité des employeurs Assurance tremblement de terre Dégâts naturels (neige, tempête..) A savoir Assurez-vous que les montants d'assurance dans la police soient mis à jour et corrspondent bien à la valeur à neuf en Israël. Assurez-vous que les conditions de protection exigés dans la police soient conformes à celles existantes (alarme, coffre..). N'hésitez plus ! Les assurances Slama sont à votre disposition pour vous donner les meilleures conditions et tarifs sur le marché israélien

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