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Explain how the Automobile Insurance in Israel the ë

Voiture noire sur la route

As a major French-speaking insurance agency in Israel, Slama Assurances, Immobilier & Finances offers its clients comprehensive insurance policies as well as support allowing them to benefit from personal and professional advice, as well as letters in French. included in the contract itself to facilitate understanding of the various coverages.

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In addition to this, you will need to know more about it.

There are three types of auto insurance policies:

  • An all-risk insurance policy (in Hebrew: Bitouah 'Mékif - ביטוח מקיף ) includes guarantees against loss or damage that may be caused to the insured vehicle, due to an unforeseen event such as: fire, overturn, collision, accident of any kind, theft and damage caused by theft, natural damage, etc. The basic insurance policy can be extended to include a range of additional advanced services.

In addition to this, you will need to know more about it.

  • A civil liability insurance policy or third party insurance (in Hebrew: Bitouah 'Tsad Guimel - ביטוח צד ג ) covers damage to the property of others that may be caused by the insured as a result of the use of his vehicle. The insurance company will indemnify the injured opposing party within the limits of liability specified in the policy. The third party insurance policy allows extensions, such as: towing services, glass breakage coverage, legal protection coverage, etc.

In addition to this, you need to know more about it.

  • Compulsory insurance (Hebrew: Bitouah 'H'ova - ביטוח חובה ) covers bodily injuries suffered by the driver, passengers and pedestrians. Under current law, vehicles traveling on the roads are subject to compulsory automobile insurance. Driving without compulsory insurance puts the driver in danger and can cost him dearly in the event of an accident resulting in bodily injury, expensive medical treatment or even hospitalization.

To know :

  • Attention !! There is no finding in Israel!   In the event of a claim, take the maximum number of photos of the accident and the context from several angles, as well as a photo of the Tehoudat Zéhoute (identity card) of the third party, his gray card (רישיון רכב), his certificate insurance (תעודת ביטוח), his phone number etc, the best thing being anyway to get the police to come to the scene of the accident so that they can make their report. The more information and proof you take during your accident, the more chance you have of being successful in the event of a dispute over the liability of the opposing party in the incident.

In addition to this, you will need to know more about it.

  • Certain types of vehicles require compulsory anti-theft protection in order to be able to launch insurance coverage (Code, geolocation system, etc.).

In addition to this, you will need to know more about it.

  • Make sure that the insurance is made on the exact vehicle model and the name of the vehicle owner on the vehicle registration document (רישיון רכב), in order to prevent problems in the event of a claim and sometimes financial loss.

In addition to this, you will need to know more about it.

  • Claims occurring on your vehicle without an identified third party are counted as a responsible claim in the Israeli system, if the insured uses his all-risk policy.

In addition to this, you will need to know more about it.

Do not hesitate ! Slama insurances are at your disposal to give you the best conditions and prices on the market   Israeli  

You will find below two videos of Claude Slama who tells us a little more about the mechanisms of automobile insurance, at the microphone of Studios Qualita: