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  • Nous contacter | Slama-assurances

    Contact Slama Assurances, Immobilier & Finances Adresse: ​ 41 Rue King Georges (5ème étage sur votre droite) 91600 Jerusalem, Israel המלך ג'ורג' 41 - ירושלים ​ E-mail : Slama@sl-as.com ​ WhatsApp: (Envoi de documents uniquement): 058-680-4095 ​ Tél : 026256014 / Fax : 02-6250953 ​ Horaires d'ouverture: ​ Dimanche à Jeudi 8:30 - 16:30 Sur rendez-vous uniquement

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  • Mashkenta Israël | Assurance Crédit Hypothécaire | Slama-assurances

    Our know - how, Your well - being Explain how the Mashkenta insurance in Israel the ë If you have taken out a mortgage, the bank will also ask you to take out mortgage loan insurance . Below are the main points you should know about this type of insurance. Mortgage insurance has two compulsory components and a third optional: The first is life insurance , which aims to cover the amount of the loan you have taken out with the bank in the event of death, whether yours or that of your spouse (and that it becomes impossible to continue to paying mortgage payments), each covered separately for 100% of the amount borrowed. In addition to this, you will need to know more about it. The second is the insurance of the walls of the apartment , which is intended to cover the loan that you have taken out from the bank in the event that the apartment suffers heavy damage, which will lead to a significant reduction in the value of the property. apartment and would actually make it worthless for the bank (earthquakes, storms, fire, water damage ..). In addition to this, you will need to know more about it. The insurance you choose can also include insurance for the contents of your apartment , i.e. items and furniture in your apartment, but the bank itself does not require this in the contract, since the value of the contents of your apartment is unrelated to the mortgage. In addition to this, you will need to know more about it. These policies are primarily intended to serve the lending bank and ensure that you can pay the mortgage repayments, but also to serve you, as they also assure you that in case of hardship, the insurance company will assist you. DEVIS PERSONNALISÉ

  • Assurance vie Israël | Slama-assurances

    Our know - how, Your well - being Explain how life insurance in Israel the ë Life insurance in Israel is the equivalent of death insurance in France . Under this policy, the insured deposits a monthly premium, which entitles his heirs to financial compensation. The peculiarity of death insurance is that the policy guarantees compensation to the beneficiaries, and not to the insured directly as in other insurance contracts. This is essential insurance for anyone who cares about the well-being of their beneficiaries, even if at the same time it remains quite basic. Indeed, as long as the insured does not add extensions such as the loss of working capacity or a savings component to his policy, he will not be able to receive funds, during his lifetime, during or at the end of the period. insurance. Les options pour l'assurance- décès Options for death insurance Death insurance can be taken out under two formulas: What is called "Pure death insurance" and "Death insurance with a savings component". Pure death insurance will result in the payment of indemnities to the beneficiaries in the event of the death of the insured, but no additional indemnity will be paid in other cases. On the other hand, a death insurance with a savings component combines the possibility of receiving an indemnity in the event of the death of the insured during the insurance period with the financial savings which will be transferred to the insured or his heirs after retirement. . Beyond that, a component of loss of working capacity can be added to the policy. In this case, the insured is covered for cases where his ability to earn income is unexpectedly impaired due to illness, accident or serious injury. In addition to this, you will need to know more about it. What is important to check before purchasing a risk insurance policy? There are many points to consider when choosing a risk insurance policy. For example, it is possible to take out a death insurance policy for a non-modifiable reimbursement period. In this case, if the insured dies during the insurance period, the indemnity will not be paid at the time of death, but only at the end of the insurance period. Another important point concerns the method of payment of the annuity: You can choose to receive the entire amount in a single payment or monthly installments. To find out more, please do not hesitate to contact us today. In addition to this, you will need to know more about it. Your future and that of your family does not wait! Qu'est-ce qu'il est important de vérifier avant de souscrire une police d'assurance contre les risques? De nombreux points sont à prendre en compte lors du choix d'une police d'assurance contre les risques. Par exemple, il est possible de souscrire une police d'assurance-décès pour une période de remboursement non modifiable. Dans ce cas, si l'assuré décède pendant la période d'assurance, l'indemnité ne sera pas versée au moment du décès, mais seulement à la fin de la période d'assurance. Un autre point important concerne le mode de paiement de la rente: L'on peut choisir de recevoir la totalité du montant en un seul versement ou bien mensualités. Pour en savoir plus, n'hésitez pas à nous contacter dès aujourd'hui. ​ Votre avenir et celui de votre famille n'attend pas ! DEVIS PERSONNALISÉ

  • Assurance Santé Israël | Slama-assurances

    Our know - how, Your well - being Explain how insurance Sant é ë in Israel the Private health insurance provides you with the solutions you need to face difficult situations such as serious illness, certain delicate interventions or even obtaining drugs that are not covered in the Koupot H basket. 'olim (sickness funds) . The basket of services provided to you by the Koupot H'olim, within the framework of the national law on health insurance, is mainly intended to cover the costs of treatment of common illnesses and gives the insured a feeling of security. and peace of mind. However, this feeling is wrong and even dangerous in many medical situations where basic services do not provide real solutions. In addition to this, you will need to know more about it. The Israelis are themselves aware of the shortcomings of the health system, and even make parodies of them in their television series. Below is a subtitled extract: Exemples de cas médicaux dans lesquels les services des Koupot H'olim sont insuffisants: Examples of medical cases in which the services of the Koupot H'olim are insufficient: Organ transplants - Israel is a small country and awareness of organ donation is low. As a result, a citizen in need of an organ transplant may wait a long time to find a suitable organ in Israel, to the point of endangering his life. Health organizations can fund organ transplants abroad, but the patient must be in a life-threatening situation and medical service is not available in Israel. These two cumulative criteria mean that only a few patients will receive an organ transplant abroad. Surgery and special treatment abroad - Sometimes a patient has to resort to medical treatment which cannot be received in Israel or which is preferable to receive abroad. For example, abroad may have a new method of treatment or new medical equipment for the treatment of the patient's illness, methods or instruments that do not exist in Israel. or which have not yet been tried in Israel. In such cases, the Koupot H'olim can refuse the patient treatment abroad, unless two conditions are met: The first, that the disease is potentially fatal, the second, that this type of treatment is not not available on Israeli soil. In other words, very few patients can expect to receive this type of care as part of their Koupot H'olim. In addition, the financial cost for treatment abroad is several tens of thousands of dollars. Specific drugs - A large number of drugs allowing to save or prolong the life of the patient are not or no longer part of the basket of care of the Koupot H'olim (that is to say that the State does not take its charges the patient), drugs that most often cost tens of thousands of shekels per month. This is the case for example drugs against cancer of the spinal cord, blood, leukemia, serious infections etc. Performing an operation in Israel - When a person chooses the best surgeon for a surgical operation, they have to look to the private system (hospitals such as Assuta, Herzliya Medical Center, NARA Medical Center, etc.) and the costs are very high. The use of the private system makes it possible to cover these costs, and considerably reduces the waiting period for a surgical intervention as well as the suffering of the patient. In addition, private insurance also covers treatments that replace operations, and which have the advantage of preventing long-term sequelae, such as certain injections and wave propagation that replace operations on the back, knee or of the shoulder . This type of care is not covered by Koupat H'olim. More than that, the doctors of Koupot H'olim do not have the right to recommend this type of intervention to their patients. Outpatient services (Excluding hospitalization) - Sometimes a patient has to resort to so-called "outpatient" services, which are long or sometimes even unavailable for the Koupot H'olim. Thus, the various imaging tests (scanners, MRI, CT) can be delivered in private, and this, much more quickly than in the public system. In addition, an expanded pregnancy care basket is included (reimbursement for genetic tests, storage of umbilical cord blood, prenatal training, postnatal hotel and assistance from a private breastfeeding consultant), which makes it possible to obtain a additional security in this delicate period which requires the best care. Outpatient services also include reimbursement for visits to specialist private physicians, as well as reimbursement for physiotherapy care. In addition to this, you need to know more about it. Slama insurance firm offers unique solutions to policyholders who wish to develop special policies tailored to their specific needs. Thus, three levels of cover are available to you: Basic package "Must-Have": Medicines outside the health basket + Treatments abroad (transplants, operations and surrogates). This basic package varies according to age and costs between 25 and 140 Shekels / Month. In addition to this, you need to know more about it. Basic "Should-Have" Package: Operations and surrogates in Israel + Disability Insurance + Basic Package Coverage. The price of this Package varies according to the sums insured and the age. In addition to this, you will need to know more about it. Complete package "Nice To Have": Two above-mentioned packages + Alternative medicine + Treatment and follow-up of childhood development + Screening and intensive follow-up of patients. The price of this Package also varies according to the sums insured and the age. In addition to this, you need to know more about it. Other existing insurance in Israel in the field of health: In addition to this, you will need to know more about it. Disability Insurance (ביטוח סיעודי) - In the event of disability, the state places major responsibility for the care of family members. This is because non-medical care for a disabled patient is not part of the services provided by health organizations under the national law on health insurance. Thus, after examining the patient's state of health, the Ministry of Health (משרד הבריאות), the Ministry of Social Affairs (משרד הרווחה), the National Social Security Institute (מוסד הביטוח לאומי) and the sickness funds (קופות חולים), provide partial assistance only, and those who desire additional services must pay for them themselves. The disability insurance offered by the Slama firm guarantees full compensation in these types of situations, allows the insured to maintain his independence and not depend on members of his family or his acquaintances. In addition to this, you will need to know more about it. Critical Illness Insurance (ביטוח מחלות קשות) - Insurance "serious illness" About ed by Slama firm provides financial compensation to cover family expenses, ensure the standard of living and, of course, choose the best medical treatment in in the event that the insured suffers from one of these diseases (non-exhaustive list): Cancer, acute heart attack, paralysis, Parkinson's, severe burns, stroke (...). In addition to this, you will need to know more about it. In addition to this, you will need to know more about it. Do not hesitate ! Slama insurances are at your disposal to give you the best conditions and prices on the market Israeli Autres assurances existantes en Israël dans le domaine de la santé: Assurance invalidité (ביטוח סיעודי) - Dans les cas d'invalidité, l'État fait porter la responsabilité majeure des soins aux membres de la famille. Cela s'explique par le fait que les soins non-médicaux dispensés à un patient invalide ne font pas partie des services fournis par les organismes de santé dans le cadre de la loi nationale sur l'assurance maladie. Ainsi, après avoir examiné l’état de santé du patient, le ministère de la Santé (משרד הבריאות), le ministère des Affaires sociales (משרד הרווחה), l’Institut national de sécurité sociale (מוסד הביטוח לאומי) et les caisses de maladie (קופות חולים), fournissent une assistance partielle uniquement, et ceux qui sont désirent des services supplémentaires doivent les payer par eux-mêmes. L’assurance invalidité proposée par le cabinet Slama garantit une indemnisation complète dans ces types de situations, permet à l’assuré de conserver son indépendance et de ne pas dépendre des membres de sa famille ou de ses connaissances. Assurances maladies graves (ביטוח מחלות קשות) - L'assurance "maladies graves" proposée par le cabinet Slama prévoit une indemnisation financière pour couvrir les dépenses de la famille, assurer le niveau de vie et, bien entendu, choisir le meilleur traitement médical dans le cas où l'assuré souffrirait de l'une de ces maladies (liste non-exhaustive): Cancer, crise cardiaque aiguë, paralysie, Parkinson, brûlures graves, AVC (...). N'hésitez plus ! Les assurances Slama sont à votre disposition pour vous donner les meilleures conditions et tarifs sur le marché israélien DEVIS PERSONNALISÉ

  • Vente Immobilières en Israël | Slama-assurances

    Our know - how, Your well - being Real estate sales - מכירת דירות Choose the city JERUSALEM NETANYA

  • Assurances, Immobilier & Finance en Israël | Slama-assurances

    בס"ד SLAMA Insurance , Real Estate & Finance With more than 30 years of experience in Israel, our agency offers you the possibility of securing your property, your health as well as the stability of your family and your resources. About - us? Claude Slama , married and father of 8 children, arrived from France to Israel in Jerusalem in 1983. Former bank manager and holder of a third cycle of economics, he decided in 1986 to get into the insurance industry. Very quickly, through petanque and belote tournaments, the office became known throughout the country, to the point that a secondary office was created in Natanya on Kikar Haatsmaout. From the beginning of the 90s, the office grew, among other things thanks to the insurance of particular niches, such as the insurance of large hotels or renowned Israeli chain stores. In recent years, the office has grown and seeks to satisfy its large clientele in various areas outside of insurance, such as obtaining and refinancing loans as well as property management, Claude also being a licensed real estate agent. The office is at your disposal for these various services and to advise you in other fields. Our areas of activity Insure your property Ensure your apartment, vehicle and business with confidence at the best conditions and at the most attractive rates Insure yourself and your family Your health and that of your family are priceless! Find out about our complementary programs with the Koupot H'olim for the safety of all those who are dear to you Management of your claims Take advantage of quality service in French to manage your claims and support you throughout the process until your damage is recovered Investing your money Do you have savings? Don't let them sleep in your bank account! Come and take advantage of attractive rates of return offered by Israeli insurance companies Optimization of your credits Do you have an outstanding loan? Do you want to take out a loan for an apartment or a consumer loan? Take advantage of our financing and advice service to obtain the best repayment terms for your loan Accommodation in Israel - Rent or sell your real estate As real estate agents, we can provide you with solutions for housing, buying, renting or even selling your real estate. The team Claude Slama Fondateur de l'agence Hanna Directrice du pôle assurance vie et santé Yonathan Pôle automobile et professionnel Shlomite Responsable du pôle assurance Habitation The Slama Assurance team is always available to advise and defend the best interests of the client with kindness, professionalism and efficiency. I particularly appreciate this relationship of trust. L. Tolub - Ra'anana In addition to this, you will need to know more about it. Over 30 years of experience and advice on Jerusalem Contact

  • Mentions légales | Slama-assurances

    PARTICULARS The E GALES: In accordance with legal provisions, we bring to the attention of users and visitors of the site: www.slama-assurances.com the following information: In addition to this, you will need to know more about it. EDITOR The www.slama-assurances.com site is the exclusive property of the self-employed Claude Slama, founder of the Slama Assurances, Immobilier & Finances agency, which publishes it. In addition to this, you will need to know more about it. Company : Slama Assurances, Immobilier & Finances with a capital of 1 million Shekels Phone: 026256014 41 King Georges - Jerusalem - Israel Registered in the Israeli Trade and Companies Register under number: 015442718 Main email address for appeal: Slama@sl-as.com Webmaster: Jonathan PEREZ Director of publication: Malian Horvitz Contact the publication manager: malian.horvitz@gmail.com In addition to this, you need to know more about it. ACCESSIBILITY E The www.slama-assurances.com site is in principle accessible to users 24 / 24h, 7 / 7d, except interruption, scheduled or not, for the needs of its maintenance or in case of force majeure. If access to the service is not possible, www.slama-assurances.com undertakes to do its utmost to restore access to the service and will then endeavor to communicate to users beforehand the dates and times of the intervention. Being subject only to an obligation of means, www.slama-assurances.com cannot be held responsible for any damage, whatever its nature, resulting from the unavailability of the service. In addition to this, you will need to know more about it. ACCEPTANCE OF TERMS AND CONDITIONS The site www.slama-assurances.com cannot be held responsible for typographical errors or inaccuracies appearing on the service, or for any damage suffered resulting from its use. The user remains responsible for his equipment and its use, likewise he alone bears the direct or indirect costs following his connection to the Internet. HYPERTEXT LINKS AND COOKIES The site www.slama-assurances.com contains a certain configuration of the navigation software which makes it possible to inform of the presence of a cookie and possibly to refuse it. The user can in fact configure his computer's browser to refuse the installation of cookies, knowing that the refusal to install a cookie may make it impossible to access certain services. In addition to this, you need to know more about it. In addition to this, you will need to know more about it. ACCOMMODATION The site is hosted by the website creation company: Wix.com Headquarters : Tel-Aviv Legal form : Joint-stock company DESIGNING SAID: the legal notices were generated by legal notices Lyon ice rink opening hours

  • Assurance Garanties accidents de la vie Israël | Slama-assurances

    Our know - how, Your well - being Explain how GAV insurance in Israel the ë Slama Assurance offers various types of personal accident insurance plans , which cover cases of disability, hospitalization, fractures, burns, dependence and loss of life following an accident. In addition to this, you need to know more about it. Types of insurance coverage: Compensation in the event of the insured's loss of working capacity following an accident. Compensation in the event of permanent, total or partial disability due to an accident. Compensation in the event of the death of the insured following an accident. To know: This insurance can be purchased for a variety of professions, including household management. In the event of professional sport and / or combat, the insurer must be notified in advance.

  • Assurance Habitation Israël | Slama-assurances

    Our know - how, Your well - being Explain how insurance Housing ë the Isra The home insurance policy also covers - beyond the basic coverage against fire damage, earthquakes and third parties - a wide range of ancillary services. The wide experience of Cabinet Slama Assurances I&F in the management of such insurance allows it to support the client in the most appropriate way in the choice of cover for his insurance policy and to deal with claims efficiently and quickly. Three types of home insurance policies are available to you: In addition to this, you will need to know more about it. A walls insurance policy (in Hebrew: Bitouah 'Mivné - ביטוח מבנה ) covers damage that may be caused to the building by unforeseen events, such as: damage caused by fire, storms, damage resulting from malicious acts, damage caused to plumbing, heating installations for solar systems and more various events specified in the policy. In addition to this, you will need to know more about it. Content assurance (Hebrew: Bitouah 'Tekhoula - ביטוח תכולה ) covers damage to insured property in an apartment as a result of an unforeseen event, such as: fire, theft, water damage, storm, explosion and other various events specified in the police. In addition to this, you will need to know more about it. Walls and Contents Insurance (Hebrew: Bitouah 'Mivné vétekhoula - ביטוח מבנה ותכולה ) is the most comprehensive insurance, thus combining walls insurance and contents insurance, which can be purchased separately, as mentioned above. The combination of these two insurances gives the client peace of mind and maximum protection of his property. Additional insurance covers may be included in the apartment insurance policy: Property value insurance Jewelry and valuables insurance Insurance of photographic equipment Bicycle insurance Liability insurance Employers' liability insurance Earthquake insurance Natural damage (snow, storm, etc.) In addition to this, you will need to know more about it. To know : In addition to this, you will need to know more about it. Make sure the insurance amounts in the policy are up to date and correspond to the replacement cost in Israel. In addition to this, you will need to know more about it. Make sure that the protection conditions required by the policy comply with those existing (alarm, safe, etc.). In addition to this, you will need to know more about it. In addition to this, you will need to know more about it. Do not hesitate ! Slama insurances are at your disposal to give you the best conditions and prices on the market Israeli DEVIS PERSONNALISÉ

  • Investissements Israël | Placements Financiers en Israël

    Our know - how, Your well - being Explanation of Financial Investments operating in Israel the ë Israël offre de nombreuses opportunités d'investissement, que ce soit dans l'immobilier, les fonds d'assurance et les actions de sociétés. L'essentiel des activités est accessible aux investisseurs nationaux et étrangers, et un régime d'investissement flexible est en place. Il est essentiel de réfléchir aux nombreuses opportunités dans ce climat favorable. The Slama firm offers you investment solutions that allow you to combine savings and investment in your portfolio: savings through regular or occasional deposits of money, while managing the money of one of your preferred investments through the system investment insurance companies. Thus, your money is put into savings like any conventional savings, with one difference: instead of "sleeping" in your bank account, you will have the potential to generate a high return on investment compared to other savings and savings products. investments present on the market, with more flexible conditions than those of banks. Options d'investissement en Israël Israël a toujours dû compter sur des cerveaux brillants et des idées créatives plutôt que sur des ressources naturelles pour stimuler l'économie. Les clients israéliens sont généralement dignes de confiance et effectuent leurs paiements en temps voulu. Bien qu'il y ait toujours des exceptions à la règle, lorsque vous faites des affaires en Israël, les précautions de sécurité standard doivent être suivies. Les universités, les entreprises et les start-ups du pays font actuellement d'énormes progrès dans les domaines de la technologie, des télécommunications et de la pharmacie. ​Startups israéliennes En raison de leur succès, les entreprises israéliennes, en particulier celles de la haute technologie et les start-up, attirent de plus en plus d'investisseurs. Il existe de nombreuses perspectives d'investissement. Les actions de grandes sociétés telles que Teva, Elbit Systems et Sodastream peuvent être achetées. Il est également possible d'investir dans des start-ups ou d'autres entreprises privées avec un potentiel de croissance nettement plus élevé De plus, il existe des fonds disponibles via un compte de titres israélien qui sont comparables aux OPCVM français. Mais en raison des risques encourus, vous devez engager un spécialiste qui connaît tous les détails. Israël met en œuvre des politiques axées sur la croissance économique et est prêt à affronter des intérêts puissants qui empêchent le progrès. L'histoire monopolisée, dominée par les banques et politiquement motivée de la finance israélienne cède la place à une concurrence et à une dépendance croissantes vis-à-vis des marchés de capitaux. L'assurance Il ne fait aucun doute que le fait de savoir que vous et vos proches êtes financièrement protégés contre diverses circonstances imprévues vous procurerait une plus grande tranquillité d'esprit. Les incertitudes de la vie, comme une mort atroce ou une urgence médicale, peuvent survenir à tout moment. De plus, un accident ou des dommages à votre voiture, à vos biens, etc. relèvent de cette catégorie. Avoir à faire face aux effets financiers de ces circonstances pourrait épuiser vos finances. Vous devrez peut-être utiliser une partie des économies de votre famille ou de vos propres économies. Par conséquent, vous et votre famille avez besoin d'urgence d'une assurance pour une protection efficace et un soutien financier contre tous les risques liés à votre vie, votre santé et vos biens. Avec ce type d'épargne, il est possible de diversifier ses investissements dans l'économie israélienne car, selon le niveau de risque souhaité, toutes les classes d'actifs nécessaires à la constitution d'une allocation diversifiée peuvent s'y trouver. Immobilier Lorsque vous investissez dans l'immobilier, vous devez rechercher localement des conseils indépendants et compétents en matière de gestion et de montage d'actifs financiers et immobiliers dans un environnement fiscal et réglementaire complexe et évolutif. Choisissez une entreprise qui fournit des conseils personnalisés en équilibrant la prise de risque avec la récompense potentielle. Crédits et prêts Le crédit est un instrument puissant qui peut vous aider à mieux gérer votre argent, à accéder à de meilleurs produits financiers, à réduire vos frais d'intérêt et même à éviter de faire un dépôt lors de l'ouverture de comptes de services publics ou de téléphone portable. Les avantages d'un dossier de crédit favorable et d'une bonne cote de crédit sont nombreux. Nous vous offrons des crédits et des prêts à un taux d'intérêt avantageux afin que vous puissiez utiliser cet argent à votre avantage et faire le travail. Quel que soit l'objectif de votre prêt, vous avez probablement plusieurs choix. Il existe plusieurs options de financement différentes, y compris les cartes de crédit et les prêts sur valeur domiciliaire. Les prêts personnels, cependant, sont souvent la meilleure option pour les clients. Below are some general points to know: In addition to this, you will need to know more about it. Anyone Can Save and Make Money - Starting with deposits of 200 Shekels per month and / or one-off deposits from 10,000 Shekels. You can also combine the two types of deposits. In addition to this, you will need to know more about it. Liquidity - You can withdraw funds at any time without penalty or with limited fees. In addition to this, you will need to know more about it. Compare and Win - High return potential compared to alternative savings and investment products (banks). You can view your returns over time in the different investment streams. In addition to this, you need to know more about it. Investment channels of your choice - Investment branches with different combinations and different levels of risk according to your preferences. You can change branch whenever you want, quickly and at no cost. In addition to this, you need to know more about it. Management fees are guaranteed fixed - management fees are determined on the date of enrollment and guaranteed throughout the savings period. No fees or fines - No custody fee and no top-up rate, compared to mutual funds. In addition to this, you need to know more about it. Capital gains tax - Only when redeeming funds. There is no payment of tax on capital gains when transitioning between investment shutters, but only upon withdrawal of the funds. In addition to this, you need to know more about it. Possibility of partial exemption from capital gains tax for Olim H'adashim. In addition to this, you need to know more about it. Various cash withdrawal options - As a lump sum, monthly payments, or life annuity starting at retirement age. DEVIS PERSONNALISÉ

  • Vente - Jerusalem | Slama-assurances

    Our experience, Your serenity Real estate sales - מכירת דירות JERUSALEM Coming soon

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